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Compare Home Loan Rates from 4.94% - Yourmortgage.com.au
The average interest rate for home loans in Australia varies based on the type of loan. Owner-occupier home loans typically offer lower rates, with the average variable interest rate for new owner-occupier loans coming in at around 6.2% p.a. in November 2024, while new variable investor home loans had an average rate of around 6.5% p.a.
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Best Variable Home Loan Rates Comparison From 5.43% - Money.com.au
A variable home loan has an interest rate that can go up or down over the loan term — normally in line with changes to Australia’s official cash rate.. This means your mortgage repayments will be lower when interest rates drop but higher when interest rates go up. It’s different to a fixed rate home loan where the rate (and therefore your repayments) remain the same for a set period.
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Cheapest homes loans rates in May 2025 - Finder
Compare 45+ of the cheapest home loans and get a mortgage that saves you money. ... Regional Australia Bank Variable Home Loan: Interest Rate Type: ... NAB Choice Package Fixed Rate Home Loan.
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Best Variable Home Loan Rates 2025 - Canstar
There are three main types of home loan rate that you can apply for in Australia – fixed, variable and split. The interest repayments on a fixed rate loan will remain stable throughout an initial fixed term (typically the first one to five years of the loan), while the interest repayments on a variable rate loan could go up or down.
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Compare 11 Lenders with Home Loan Cashback Offers: May 2025
As the RBA cash rate came crashing down to 0.10% in November 2020, a number of lenders needed to do more than a cheap rate to stand out in a rapidly-growing mortgage and refinance market. Enter: cashback offers. At one stage more than 30 banks and lenders offered some form of cashback. For example, Westpac, NAB, and CommBank withdrew theirs as the 2023 financial year drew to a close.
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Variable Rate Home Loans: Compare Rates From 5.84%
The best variable home loan rate in Australia right now is 5.84% p.a. (comparison rate* 5.89% p.a.). This is based on an owner-occupied loan with principal and interest repayments and a maximum loan-to-value ratio (LVR) of 60%. Meanwhile, the average variable home loan rate is 6.28% p.a., according to the RBA’s Housing Lending Rates.
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Wealth Builder Fixed | Inv P&I | > 80% - 90% Home Loan from Australian ...
This home loan from Australian Unity Bank is a fixed rate loan for loans between $200,000 and $99,999,999. Find out if this loan could help you achieve your home ownership goals. ... Mortgage Choice Pty Ltd ACN 009 161 979 (Australian Credit Licence 382869) ...
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Types Of Home Loans In Australia - Home Loan Experts
Let’s understand the different types of home loans in Australia and help you decide which one is best for you. GET A FREE ASSESSMENT. 4.9 ... Find out the differences between owner-occupied and investment loans, and make an informed choice that aligns with your future goals. Learn More .
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Compare Home Loan Rates Starting From 4.99% p.a. - Finder
People's Choice Credit Union Basic Variable. ... Right now the lowest variable rate in Finder's database is 5.44% and the average Australian home loan is now $665,978.
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Best Fixed Rate Home Loans in Australia From 4.94% - Money.com.au
Compare the lowest fixed rates on home loans from 100+ Australian lenders. See rates from 4.94% (comparison rate^ 5.95%) plus loan features, fee and much more. Best Fixed Rate Home Loans in Australia From 4.94%